Hello people,At this time of the year many of you go on holiday, or have the children at home, and adding to this the warm evenings, barbeques, and enticing beer gardens, many people find that they are slipping out of their good habits, and starting to feel sluggish. It is an often repeated scenario that effects many of you, including myself, that just when you seem to be getting somewhere, improving fitness levels, and losing unwanted weight, life takes over, holidays loom, work tires you out, babies are born, and suddenly it seems as if you are back to square one. Many people feel that when they have taken time out from their exercise routine, or when social engagements and holidays have sabotaged their healthy eating habits, that they have to start from scratch again. This can seem daunting and unfair, and often is enough to put you off altogether. We feel that all the hard work is useless if you can loose it all so easily, and that it is easier not to bother, and that we have failed. This may lead us back to bad habits and spiraling low-self esteem, where it becomes harder and harder to get back into fitness and health.It is never too late to get back into health and fitness.I think that we should take a leaf out of the government’s book and replace the word FAILURE with DEFFERRED SUCCESS. Slipping out of your health and fitness routines is merely a normal part of the journey towards changing your lifestyle for the better for ever (no that is not an excuse for deliberately slipping out and buying that chocolate gateau). We should view these little excursions from out healthy routine as minor blips. Do not allow them to continue, don’t think about having to start again, just think about continuing with your good work. Try to see the bad times as an exception to the rule, and the good times as normal life, rather that the other way round.Last week I was talking to my dad and he explained that they have had lots of visitors staying and provided them with lots of lovely (and naughty) food, and that next week they were having a dinner party and so he would be dropping out of his healthy routine yet again. He told me that he would start again after the dinner party, but I reminded him that he could continue to eat well until the dinner party, and then just take a day off. I think that this illustrates the way that many of us think about our healthy lifestyles, often it seems something that we can put off until later, but sometimes later becomes a lot later and sometimes it never happens. I am afraid that we have to be a little strict with ourselves, pick ourselves off the sofa, turn off that TV and get out there, book a badminton court, turn up to a class or go for a walk.Summer is such a great time to take a look at your exercise routine and what you eat and make some more effort. If you go on holiday do not see it as a time to do all of the things you would never dream of doing at home, look at it as an opportunity to try some new pursuits such as fitness walking, sea swimming, pony trekking, skiing etc Take in the scenery whilst being active, visit markets to sample local fruit and vegetables, and if you are close to the sea, go to seafood restaurants and eat loads of fresh fish. If you are at home with kids, try some active pursuits with them, get down the farmers market and get them to choose some interesting seasonal fruits and vegetables. Go out into the garden and do some gardening, use the better weather to stay active, and then when the Autumn comes and most people are feeling remorse for the damage that they have done to themselves over the Summer, you will know that you calmly carried on living well and healthily.If you find that you are struggling to fit everything in, then write down the way you feel when you are eating well and exercising regularly; more energy, sleeping better, feeling confident, feeling less stressed, having a more positive body image, feeling physically strong, feeling proud of yourself. Remind yourself of these things, and then continue with this healthy happy path. Forget the period of relapse, don’t feel bad about it, don’t let it put you off making the effort to get back into health, just calmly take the steps needed to get you back on track. Clear the rubbish out the fridge, telephone a squash partner, pick up a timetable from the gym, put a note in your diary and make an appointment with yourself to get fitter and feel better.Health and fitness is about progression not perfection, don’t look back at where you went wrong, look forward and think about the things that you can do today to progress.Nag over, cheerio until next time, and have a healthy happy week.
Vikki.Do you have any friends and family who could benefit from getting fitter and feeling better? If you do, then treat them to free copy of this newsletter, forward it to them, and get them to e-mail me with a request. E-mail [email protected] subject: newsletter request. Would you like to bring health into the workplace? Getfitter now offers a corporate package, including yoga classes/courses, Massage, Nutrition and Stress Management seminars, team-building events, conference breaks, Company Wellness days and Healthy Friday a monthly wellness event. Please visit www.corporatechill.com or ring Vikki on 0117 3300655.
It’s Never Too Late to Get Back into Health and Fitness
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Writing Chicago style papers is usually easy; however, some students mostly find it hard when it comes to putting footnotes and end-notes. No matter the many years the student might have in writing Chicago style papers, they usually have doubt if they are doing what is right. In order to avoid the doubt, most students decide to seek form assistance from professionals who have experience in writing Chicago style papers. Chicago style writing company has experience writers who are professionals in writing Chicago style papers. These are writers who have qualities like no other in writing academic papers using Chicago style. In order to have remarkable class performance, students should buy Chicago style papers from this company.
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California Health Insurance – Independent Health Life Agent Verses Insurance Company In House Agent
You have just completed an online form requesting a free health insurance quote and moments later you are being inundated with phone calls from insurance agents hoping to get your business. Try not to become overwhelmed or annoyed by these “pesky sales people” because they are really not telemarketers. Most of them are well-trained state licensed professionals who can really help you make a good decision regarding which health plan is best and most affordable for your individual or group coverage needs.You may be under the misconception that if you buy your health plan directly from the insurance company, and cut out the “middle person”, you will save money. This is absolutely not the case. In fact, insurance companies rely on agents for most of their business and that’s why they pay them commissions for bringing in customers. It does not cost a consumer one penny more to use a licensed California health insurance agent to obtain their insurance coverage.There are many differences between California health insurance and other states including how it is applied for.For example, while Blue Cross and Blue Shield are one company in other states, here in California, each is separate and applied to individually as Anthem Blue Cross of California and Blue Shield of California.California health insurance law AB 1672 is an improvement over the federal HIPAA law that covers all states in that it includes the following with regard to California group coverage:1. Individuals with pre-existing medical conditions may change over to a new group health plan without an exclusionary period.2. It allows small businesses and professional organizations to have access to health plans providing they have between 2 and 50 full time employees.3. It keeps insurance rates from climbing after a claim is filed.4. Employees who have health problems may change jobs or health plans without being rated higher for having pre-existing conditions.That said, the very best health insurance agent for your individual and business needs is an “Independent Agent.” Why? Because they represent multiple insurance carriers, not just one. An independent agent can help you select the most appropriate cost-effective plan offering the most benefits for your dollar as available from the major carriers, rather than feeding you just one company’s line of health plans which may not suit your particular needs. Many people are too complacent and settle for what their current insurance company has to offer. They could use a good independent agent to sort through the many plans available from multiple insurance carriers to find and provide the best choice of options.Another misunderstanding you may have is that insurance agents set the premium rates for the health insurance plans they sell. Thinking if you shop around you may get a better price for the same plan. Premium rates are based on your age, zip code or county in which you reside and are controlled completely by the insurance companies. Every agent uses the exact same rate guides set by the insurance companies. The condition of your health may affect your premium, which may be rated up after the insurance company’s underwriting department has reviewed your medical records. Again, the insurance company, not the agent, determines that outcome.Now, let’s talk about the benefits of having a good insurance agent representing you. Most consumers neither know nor understand the benefits of a health plan being offered and need the expertise of an agent to explain the benefits to them in full. For example, do you know what the difference is between an “out-of-pocket maximum” and an “annual deductible?”An out of pocket maximum is the most you will have to pay in a given year for deductible and coinsurance for covered benefits before your insurance starts to pay 100% of most expenses until the year ends.An annual deductible is usually the amount you pay each year before your health plan starts paying anything for covered services. Generally, the higher the deductible, the lower the premium. Certain services such as prescription drugs carry separate deductibles. Plans may vary and sometimes benefits will kick in before you have to meet the deductible.A knowledgeable health insurance agent can be a guide through the maze and help you choose the right plan to meet your needs and budget while obtaining the most benefits for your dollars spent. An agent will also make clear how the benefits for a generic prescription may differ from the benefits for a brand prescription on a particular plan.After you have a health plan in place, a good, caring agent will remind you to pay your premium on time so the insurance company doesn’t cancel you. Your agent can also be an enormous resource for assistance if you run into a problem with a health insurance claim. Instead of waiting on hold at the insurance company’s 800 number for thirty to forty- five minutes, call your agent and explain your problem and if you have chosen the right agent, you will get help and may save yourself lots of time and frustration, maybe even some money by having an expert in your corner where your best interests come first.So next time you or someone you know, fills out one of those on-line forms for a health insurance quote and you get several phone calls from health insurance agents wanting your business, be grateful that a professional wants to help you for free to choose the right plan and you’ll have an important friend for life.